Our purpose is clear

We exist to ensure that every business can access the finance and support they need to grow, regardless of any differences they may have.

At GFA Exchange, we focus on what every finance provider needs - diverse, financially healthy clients, with the strongest potential for growth.

Fair. Inclusive. Authentic. These values define who we are and drive everything we do.

We empower financial institutions to manage risk and unlock growth by using inclusive, data-driven insights to identify and support high-growth, underserved businesses.

Who We Work With:

SME Lenders -
Lend smarter and expand responsibly with real-time risk insights.
Venture Capitalists - Discover high-growth, overlooked startups before your competitors do.
Private Equity Firms - Improve post-acquisition performance with deeper portfolio intelligence.

Our Core Services:

AI-Powered Benchmarking & Monitoring Platforms -
Custom-built for financial institutions to track SME performance, portfolio risks, and growth opportunities.
Portfolio-Benchmarking & Insights Reporting - One-off reports or subscription-based insights to optimise your decision-making.
Client Risk Management & Growth Strategy Consulting - Tailored advisory to help you identify, support, and scale high-growth businesses.

All services can be accessed individually or combined for a fully integrated solution.

Why Partner With Us?


Precision Financial Intelligence - Get real-time, data-driven insights to make confident financial decisions.
Market-Driven Growth Insights - Spot untapped opportunities and emerging market trends.
Next-Gen Performance Benchmarking - Track business performance against real-time market intelligence.
Smarter Returns - Optimise capital deployment with AI-powered analytics that unlock new revenue streams.

Our Vision & Commitment:

With over 40 years of experience in finance, technology, and inclusion, our leadership team is at the forefront of financial impact and positive change.

For us, inclusivity isn’t a trend—it’s a strategic advantage. It’s not a buzzword for PR or brand positioning.

It’s the foundation of who we are and what we do.

Contact us today to learn more about how our services can support your organisation.

Our team

With over 40 years of core experience across Finance, Business Growth Support and Global Technology and Software Design, our award-winning team understand the practical and real-life business growth challenges.

Joel Blake OBE
Joel Blake OBE
founder & Ceo
Joel has over 20 years' experience of inclusive business growth support. From providing consul to No.10 Downing Street advisers, to public speaking on international stages, Joel is passionate about inclusive finance and SME growth.

Previously, he co-founded a financial lending firm, is the former President of the Commonwealth Chamber of Commerce, and was awarded an OBE in 2016 for Services to Business Support and Enterprise.
Stuart Muckley
Milan Miskov
PRODUCT LEAD
 With 20+ years of technology and product experience in Belgrade, US and the UK, Milan has a proven track record of managing complex projects, utilising the latest tools and advanced technologies to help drive SME growth. 

He has previously worked with Google, Visa-Mastercard, Coca-Cola, and Virgin Media among many others, helping to drive innovation to support the
growth of businesses.
Joanna Hill
John Macpherson
STRATEGY ADVISOR
John is a business leader with over 20+ years of extensive B2B commercial experience in FinTech, financial services and data management with global firms, across global markets and geographies.

Having previously worked for JP Morgan, Goldman Sachs, CitiGroup and Nomura, John also supports the wealth and asset management market as Chair of the Investment Association (Engine).
Samuel Roberts
Theodora Hadjmichael
INDUSTRY SUPPORTER
Theodora is Chief Executive of Responsible Finance, the UK's leading body for the development and support of the responsible finance industry.

Theodora spent 6 years building the robust evidence base of data on member performance and industry trends. She previously worked in economic development consulting and community finance in the US.
Theodora Hadjmichael
Mark Body
ADVISORY BOARD MEMBER
Mark is the former Global CFO for HSBC ServCo, a £18 billion business unit with the global HBSC Group. He has also held several executive and finance positions within Standard Chartered, Aviva and KPMG. 

Mark is a Fellow of the CMI and the Association of Taxation Technicians, alongside advisory board member of Norwich Business School the Metropolitan University in Hong Kong.
Marcus Scott
Marcus Scott
ADVISORY BOARD MEMBER
Marcus is the former COO of The CityUK, the UK’s leading lobby group for the financial services sector. He was instrumental in the work of the ReCapitalisation Group recommendations to UK government on the £100bn COVID finance debt.

Prior to The CityUK, Marcus built up over 10 years' experience as a CFO for a number of technology companies, developing start-ups and high growth businesses.
Marcus Scott
Sam Roberts
ADVISORY BOARD MEMBER
Sam is a Demand Generation expert who helps B2B SaaS companies increase qualified revenue through marketing.

Sam has over 8 years of experience working across early to mid-stage B2B tech companies (from securing series A investment through to supporting the £65 million acquisition of a global CX vendor).

Our Awards

We are grateful, with a few reasons for you to be excited! 

Best Credit Risk Management Platform - Fintech 2023  
Top 20 of UK Fintech50 2023 - Most Innovative Financial Technologies
Awarded one of Midlands Top 50 Tech Disruptors 2023  
Awarded
Fintech of the Year 2022  
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UK’s Top 10% most innovative start-ups to help financial services tackle COVID impact

UK Top 40 Emerging FinTech (NatWest Accelerator)
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IA Engine
Innovator Alumni



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One of the 50 most inspiring, prominent, and influential black voices in UK tech (Joel Blake OBE)
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UK Top 100 Fintech Startups 2019
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Rising Stars Regional Award Winner 2018


gfa exchange dashboard

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Speak to a member of our team to learn more about how you can identify best fit clients, with less risk, less cost and more inclusively!